YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.7.1
  • Adult Rating: 4+
  • File Size: 78.95 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 10.0 or later.
  • App Ratings:
    4.5/5 ( 12,292 App Reviews)
  • Price:
    Free
YNAB (You Need A Budget) App Ratings: 4.5
4.5
Based on 12,292 App Reviews
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YNAB (You Need A Budget) App Details

YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated

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App Reviews

  • Best Budgeting App

    5
    By krevbot
    I’ll be honest, YNAB is a very different system and it has taken my wife and I both time to learn how to use it effectively. But man alive! Once you learn the system and get in the habit of logging expenses, the app really excels! The reporting features are excellent! The customer service is the best I’ve ever seen! They are super helpful and willing to explain stuff. I can’t recommend this app enough! YNAB FTW!
  • Good app for a great system

    4
    By hairboat
    If you already use YNAB, this app will do ya fine for managing the ol’ budgie on the go. If you don’t use YNAB, you probably need a budget, so check this app out. App only gets four stars because it forces you to be in landscape mode. Five stars if they ever add a portrait mode layout!
  • Wanted to love it

    3
    By Diwan218
    I wanted to love this app, and I did for a while. But I could not wrap my head around budgeting items that are purchased on credit cards. I did a training and chatted with a rep and they were great....except that it was still too complicated. It could just be me, but I wasn’t getting the concept and my budget was always off (in the app) even though it wasn’t in real life. So I was paying for it and not using it, so I had to stop. Maybe I’ll give it a go another time to see if anything had changed.
  • App won’t sync with bank accounts.

    2
    By Scholarch
    App is pretty much unusable. Refuses to sync with bank accounts so I never have updated Info to work with.
  • Clears the Mind

    5
    By Rybackis07
    I’ve been using YNAB for a year now and before I was just using a rudimentary 50/30/20 method of budgeting. So I was saving money, but I wasn’t had no idea where or what my spending was doing. Enter YNAB. It took a couple months to get used to but once I set up budget, it became so much easier to see exactly where my money was going and become and active participant in my money life. I don’t ever worry about money anymore really because I know I’ve got things to cover the unexpected. For instance, during this past year, my gf and I broke up and we were living together. After checking out YNAB I determined I could afford to keep living in the apartment (she couldn’t afford it so she moved out) by making some minor adjustments to my money life. Something like that would have wrecked me in the past but YNAB made it so easy to adjust and know that it would work. It’s something that’s truly worth the $84 a year.
  • Good product

    4
    By rogwalter
    I really like the YNAB. and I want to like it for five stars. But the import feature from YNAB4 is kinda broken and not sure I like all the features. Still it has become my go-to app and love it.
  • Lifechanging

    5
    By AprilFool67
    Love this app!!! Using YNAB has changed the course of our finances. I’ve been consistently using it for about 18 months, and I’ve given up using Quicken which allowed me to track my finances after the fact . With YNAB, I’m pro-actively making spending decisions. We no longer live paycheck to paycheck.
  • YNAB is life.

    5
    By Merhoo
    It sounds cliche, but this application/program has changed my life. It brings so much structure and organization to a life experience that wasn’t previously there. We no longer fight over money in our house. We have no mode debt (other than a mortgage) and have a system in place for funding our lives. Every time we put something on a credit card the program moves funds from our available balance to be ready to pay our bills when they come. It is brilliant—and worth every penny. The customer support is consistently helpful and they seem to really care about helping you to succeed in having a budget and living the life.
  • Best budgeting software on the market.

    5
    By Twilightlover4444
    I have tried pretty much every budgeting software there is (including Mint) and have discovered that this is the best software out there, hands down. This app has saved me HOURS of work every month, and is the key to getting out of debt and feeling in control of your finances. I love knowing how much money I actually have at any given moment. It’s a truly freeing and useful app, and the yearly membership is worth every penny.
  • Wiped my account

    1
    By linear_circle
    I bought this on the PC, Steam to be exact. Paid money for it. Now see it’s another subscription BS app. Wanted to see if I would not have to pay a subscription since I bought it. Well, my account is not found. None of my email accounts are found. So looks like my account was wiped so I have to pay a subscription.

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