YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.6.1
  • Adult Rating: 4+
  • File Size: 76.75 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 10.0 or later.
  • App Ratings:
    4/5 ( 2,579 App Reviews)
  • Price:
    Free
YNAB (You Need A Budget) App Ratings: 4
4
Based on 2,579 App Reviews
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YNAB (You Need A Budget) App Details

YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated

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YNAB (You Need A Budget) App Screenshots

App Reviews

  • Excellent App

    4
    By jbstegman
    Excellent app! This is the only app that does an envelope budget effectively. I keep track of our investments and overall net worth with another app but I do all our budgeting in YNAB. It has changed the way my wife and I communicate about budgeting. Now we have a budget meeting at the beginning of each month. Only options I wished they would add: 1. To show any over spent category as red regardless of the source of money spent 2. To hide cents on the accounts page only.
  • Best budgeting app out there

    5
    By Lome Soldier
    YNAB has been a game change when it comes to our finances. It is such an integral part of how we manage our money that we do not see ever parting ways from it.
  • Great product

    5
    By big $$&&&&&
    Great resource and keeps me accountable to my finances.
  • BIG FAN!

    5
    By Macofun
    Love YBAB so much. I tell all my friends about it. My 14 year old daughter (who is training for the Olympics btw) uses the app and is gaining a huge appreciation of the value of a budget (good thing since it costs a ton of money to seems a kid to the Olympics!) This app is a marriage saver as well. Talking money can be hard but when you both have a current snapshot of your money it makes decisions on how or if you can spend money a no brainer. When or if you have a technical issue the team at YNAB is right on it. I recently had a connection issue with my bank. A few emails back and forth and it was fixed. I get why they don’t have a phone help line but my only gripe is having to wait a day to get a reply. That said they always do respond and then stick with you till the problem is solved. Thank you for being AWESOME!
  • Fantastic App

    5
    By gdiehl86
    I found the methodology different from traditional budgets. My transition from an excel budget to the app/website took some time, but ultimately it has helped me save money. YNAB really focuses on what you have right now and allows you to set goals for saving and paying off debt. Once I took the time to understand how the app works and how to manage transactions it has saved me a ton of time. The auto import feature from major banks is great. The chat support has always been fast with thoroughly explained answers. Thanks for doing such a great job on this app!
  • Awesome

    5
    By TacoPaul
    Awesome app-don’t know what I’d do without it
  • Love it!

    5
    By Julia and fam
    YNAB is basically the system I was already doing with spreadsheets. The difference is where it used to take me hours two or three times a month to keep things current, now I spend one hour refreshing the budget each month. The rest is seamlessly done in my everyday life. I have to admit that I’m addicted to importing and allocating expenses. That’s what I do for “fun” on my phone! Thanks, YNAB!
  • Amazing tool!

    5
    By ~Beth
    YNAB has completely removed my stress over money. It’s easy to use and they provide training courses for free if you have questions. Great customer support as well. Worth the price, and you’ll learn to budget for it anyway! :)
  • Best tool for variable income finances

    5
    By San Diego Chris
    Promise— I don’t work for these guys. I’m just a guy who gets paid for his time by the job. Some months I work a lot, some months I don’t. YNAB has taken the stress out of variable income life. Takes about an hour to set up the first time. The internal logic of the program is not difficult, but it is so different from your usual thinking about money that you really have to settle into the pattern for a little while before it clicks in your head. Before — “wow, it’s December and I already spent my money on presents. Oh, crap, my annual insurance payment is due!! Guess it goes on Master Card.” Now — Here’s the money for presents and I need to write the check for that insurance. Is there any more coffee?” No stress. Regular budgeting feels like a diet with all restrictions and no fun. YNAB is about flexibility and freedom within your financial reality. They have lots of video tutorials — well done — as well as streaming live classes. You don’t need a CPA to do this.
  • Love it

    5
    By Klbpdx
    This app and ynab have been game changers for our budgeting - can’t recommend ynab enough and the app makes it easy to budget on the go.

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